Banks in Real Estate Lending- Supreme Court Ruling

The Supreme Court ruled the other day that subsidiaries of national banks that are real estate lenders, do not have to comply with the state laws for lenders. This creates a dual standard: those local lenders must comply with state licensing laws and fees, while those national bank subsidiaries don't. Not fair, in my opinion. If states have the right to create their own regulations, any entity operating there should have to play by the same rules. Does this open the door for banks to now have real estate brokerages that don't have to be licensed in the states where they operate? Do their employees not have to be real estate licensees like other practitioners in the state? Big can of worms, in my mind. Your thoughts?